Heat milk in thick bottomed pan.
Add cleanly washed and half an hour soaked bhasmati rice.
Bring it to cook smoothly in low -medium flame.
Add milkmaid, mix well.
Now add cardamom powder, Japhal powder, saffron threads mixed milk.
Bring it to boil finely.
Take off flame.
Add ground mango pulp, mix well.
Fry dry fruits and nuts in ghee and garnish payasam.
It goes on thick while cooling in room temperature.
Serve in cool, you can refrigerator and use chilled.